What the AI?!

What the AI?!

"What the AI?!" is your weekly guide to the world of artificial intelligence. Industry veterans Jeff Keltner and Annie Delgado break down the latest AI developments, focusing on their impact on business and finance. We decode complex concepts into actionable insights for executives and leaders, keeping you informed and ahead in the AI revolution. Join us as we demystify the technology shaping our future!

Recent Episodes

June 3, 2025

How to Make AI Actually Work at Work

This week, Jeff and Annie unpack some of the most disruptive (and occasionally rebellious) stories in AI — from bold job loss predictions to AI models that refuse to shut down. They explore what it really takes to make AI wor...
May 27, 2025

You Missed Google’s Biggest Move Yet

In this episode Jeff and Annie dive into a whirlwind of AI drops, weird moments, and future shock. Google rolled out everything from AI-powered search to filmmaking tools. OpenAI made a $6.5B move into hardware with design le...
May 20, 2025

AI Loopholes, Health Scans, and Rebuilding Cities

Your face might know more about your health than your doctor does. And your glasses? They might be smarter than your phone. This week, Jeff and Annie explore some of the wildest—and most useful—ways AI is showing up in the re...
May 14, 2025

AI Is Moving Faster Than the Rules Meant to Hold It Back

AI is no longer experimental. It’s running across government systems, shaping national infrastructure, and—sometimes—crashing into other cars. Jeff and Annie examine the growing tension between how AI is actually being used a...
May 6, 2025

Melodies, Money & Missteps: AI’s Latest Adventures

In this episode, Jeff and Annie explore the most bizarre, bold, and slightly unsettling developments in AI last week. From Google’s music model that lets you "text a song" into existence to Meta’s celebrity bots chatting with kids about sex, Jeff and...

About the Hosts

Jeff Keltner Profile Photo

Jeff Keltner

Jeff Keltner was a founding team member at Upstart, leading business development and strategic partnerships through the company's IPO. Previously, he spent six years at Google, launching Google Workspace for Education and leading Chrome devices' go-to-market strategy. Jeff also worked at IBM and was a founding engineer at SSB Technologies (now Level Access). He holds a BS in Computer Systems Engineering from Stanford University and is an active advisor and board member for startups and nonprofits.

Annie Delgado Profile Photo

Annie Delgado

As Upstart’s Chief Risk Officer, Annie has built a data-driven, technology-based compliance program with particular focus on understanding and managing regulatory risks associated with the use of non-traditional credit modeling techniques and underwriting variables. Throughout her career in mortgage and consumer lending, she has managed and scaled teams spanning multiple functions including Compliance, Operations, and Software Applications. She has designed and implemented automated solutions to regulatory change such as leading the implementation of the TILA-RESPA Integrated Disclosure Rule during her time at Opes Advisors. Annie has a Bachelor’s Degree from Santa Clara University.