What the AI?!

What the AI?!

"What the AI?!" is your weekly guide to the world of artificial intelligence. Industry veterans Jeff Keltner and Annie Delgado break down the latest AI developments, focusing on their impact on business and finance. We decode complex concepts into actionable insights for executives and leaders, keeping you informed and ahead in the AI revolution. Join us as we demystify the technology shaping our future!

Recent Episodes

April 8, 2025

The Era of Emotional, Agentic, Human-Centric AI

Jeff and Annie dive into the latest AI breakthroughs—from headline-grabbing business moves to deeply human applications. They unpack Elon Musk’s $100B xAI merger, Amazon’s move into smart agents, and brain-to-speech tech that gives voice to the...
March 31, 2025

AI That Feels, Shops, and Works With You

What if AI could help you collaborate better at work and pick your next favorite product? What if it could make you feel... understood? In this episode, Jeff and Annie discuss last week’s breakthroughs and debates in AI, including Google's surprise...
March 24, 2025

The Super Bowl of AI, Agentic Models and The Future of Work

Every week, AI innovation keeps sprawling.  In this episode, Jeff and Annie break down Nvidia’s new hardware lineup (yes, Jeff has a favorite GPU), the surprising return of leprechaun traps, and the major agentic upgrades coming to Zoom and Adobe....
March 17, 2025

Are Humans Still in Control of AI?

As AI starts to behave unexpectedly, grow at unprecedented rates, and fuel the energy crisis, the question of whether humans remain in control stands out.  In this episode, we discuss OpenAI’s recent finding about AI models cheating, McDonald’s rapid...
March 10, 2025

Is Apple’s AI Future in Trouble?

Is Apple falling behind in the AI race? With competitors like Google and Amazon accelerating AI assistants, Apple’s decision to delay its LLM-powered Siri until 2027 has left many questioning its strategy. In this episode, Jeff and Annie dive into...

About the Hosts

Jeff Keltner Profile Photo

Jeff Keltner

Jeff Keltner was a founding team member at Upstart, leading business development and strategic partnerships through the company's IPO. Previously, he spent six years at Google, launching Google Workspace for Education and leading Chrome devices' go-to-market strategy. Jeff also worked at IBM and was a founding engineer at SSB Technologies (now Level Access). He holds a BS in Computer Systems Engineering from Stanford University and is an active advisor and board member for startups and nonprofits.

Annie Delgado Profile Photo

Annie Delgado

As Upstart’s Chief Risk Officer, Annie has built a data-driven, technology-based compliance program with particular focus on understanding and managing regulatory risks associated with the use of non-traditional credit modeling techniques and underwriting variables. Throughout her career in mortgage and consumer lending, she has managed and scaled teams spanning multiple functions including Compliance, Operations, and Software Applications. She has designed and implemented automated solutions to regulatory change such as leading the implementation of the TILA-RESPA Integrated Disclosure Rule during her time at Opes Advisors. Annie has a Bachelor’s Degree from Santa Clara University.